Missouri isn’t a no-fault state, and this means that every driver is required to have a certain amount of insurance in their car by the law. In theory, it means that every driver carries enough insurance to cover the expenses for damages and injuries caused in case of an accident or a collision. Well, in reality, there are thousands of drivers in St. Louis that don’t have insurance and the insurance providers will always strive to settle any claim for the lowest amount possible. This means that most of the collisions need more funds than the policy allocates.
So, what do you do if any of these scenarios happen to you? Well, it’s advisable to use the help of a personal injury lawyer. The reason is that not many are equipped for any of these scenarios. However, a personal injury lawyer in St. Louis can be able to help recover any losses experienced even if the driver who hit you is uninsured. The lawyer can also be of great help if the insurance provider tries to be unfair in settling with you. As such, they can be able to maximize the settlement you deserve.
Well, even if none of the above complicated issues apply to your case, you are most likely best severed by hiring a lawyer than not. A st louis personal injury attorney will go about the claim in a much better and different way than an insurance provider. A personal injury attorney will usually have private investigators helping them. On the other hand, when the insurance company is left to determine the liability, most of the investigation is done through phone. In such a system, there lacks a certain human element, and they do not meet the witnesses. Also, the adjusters don’t usually visit the site of the incident in person. Therefore, the gathered information, even if it’s factually correct, it presents a particular perspective on the event that is antiseptic.
Well, the investigators used by personal injury attorneys will physically visit and photograph the incident location. They will ideally take face to face interviews with all the key witnesses and the facts uncovered will usually have personal nuances that lack in the insurance provider’s investigations.
Lastly, and perhaps the most important thing an attorney can do is absorb most of the stress associated with taking on the injury claim by yourself. We seek compensation because we have been hurt, and the stress of proving yourself to the insurance company interrupts with the healing process. Therefore, your personal injury lawyer in St. Louis will make the necessary calls and fight the all the battles for you. After all, a personal injury lawsuit is all about repairing what has been broken in your life and not claiming more than is due. If possible, it should completely erase any signs of the traumatic event.
Without hiring a personal injury attorney, it’s possible that you’ll recover less than what you deserve or even nothing at all. So, if you are ever injured due to the negligence of another individual, see to it that you hire a St. Louis personal injury lawyer as soon as you can.